Services

Independent Mortgage Advice

Mortgages

Whether you’re a first time buyer, re-mortgaging your current property or investing in a buy-to-let, we can recommend the best product to suit your needs. Here at Sterling, we are dedicated to saving our clients time, money and effort when looking for the best mortgage. Read more

We are able to offer mortgages from the whole of the market so we are confident that we will be able to find a deal the suits your needs and budget.

Protection

Our advisers will make sure your family is protected in the event of your death, you suffering a critical illness or being unable to work during the term of your mortgage.

We will ensure that your family is protected against all adverse events and will deliver a solution that meets your monthly budget. We will work with you to advise you onthe amount of cover you need and the length of time that you need to be insured for.

Equity Release

If you own your own home and are 55 or over, equity release could provide you with a lump sum, additional income or maybe both.
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You’re more likely to qualify for an equity release scheme if you have no current mortgage, or if any mortgage you have is relatively small.

Our experienced advisors will hold your hand through the process and provide you with all the information so that you can decide whether this a suitable move for you. We will only recommend a product that is suitable for you based on your needs and circumstances.

Home Insurance

It will be a condition of your mortgage that you have buildings insurance in place on exchange of contracts.

We have access to the whole of the market and will be able to advise and recomend the best product to suit your needs and budget.

We can tailor your product to exactly match your needs and provide advice that is not available on the money comparison websites.
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Conveyancing

Sterling Mortgages & Protection Ltd are able to provide a no-obligation free quotation for all your conveyancing needs

Your Solicitor will not charge you a legal fee if your sale, purchase or remortgage does not complete.

You don’t have to waste time attending meetings or sending letters of appointment.

The solicitor will keep us updated so you can track your case anytime online and receive email updates as soon as progress is made.

Wills & Trusts

If you get married, buy a house, have children, move in with your partner or experience a change in your financial circumstances then you should have a valid, up-to-date will in place.

If you haven’t made a Will, your assets (money, property, jewellery, etc) could go to the person you least want to have them, such as an ex-spouse, or even the taxman. If you don’t have a will and haven’t appointed guardians for your children, the probate court decides who looks after them!

As part of our commitment to treating customers fairly we will assess your situation and if you need a will or your will needs updating we will refer you to a professional will writer.