first time buyer deposits

Our Guide To The Help To Buy ISA

Posted on Posted in ISA, Mortgage, Property

Property prices that are stratospheric – and climbing onto the first foot on the property ladder a challenge, even when the bank of Mum and Dad is prepared to be generous. The Government’s Help to Buy ISA is designed to make that first step a little easier, by providing a tax-efficient way to build up […]

buying or renting

Buying is Cheaper than Renting

Posted on Posted in Mortgages, Property

Getting your foot on the first rung of the property ladder is getting harder. Spiralling prices, and the difficulty of saving for a deposit are putting some people off the idea of buying altogether. But make no mistake about the economic reality. Buying is cheaper than renting and getting on the property ladder is the […]

The Help To Buy ISA Explained

Posted on Posted in ISA, Mortgages

Getting on the property ladder in 2015 is harder for many people in Britain than it has ever been. An indication of how hard is the latest roll out of the government’s ‘Help to Buy’ policies, the Help to Buy ISA, which offers attractive cash incentives to people saving for a deposit. This blog is […]

Becoming a Property Investor with Buy to Let

Posted on Posted in Uncategorized

Talk of “the housing market” often focuses on buying property and in particular the challenges facing first time buyers.  There are, however, a number of people for whom renting is an appropriate lifestyle choice.  The most obvious example of this is younger people, who are still forming relationships and establishing themselves professionally.  Renters, of course, need landlords, which […]

Help to Buy Explained

Posted on Posted in Uncategorized

Help to buy may no longer be headline news but it is providing valuable support to people buying a new home, up to 31st March 2016, or earlier if all the funding is taken up.  In particular it can help first time buyers struggling with the challenge of finding enough savings to put down a […]