first time buyer deposits

Our Guide To The Help To Buy ISA

Posted on Posted in ISA, Mortgage, Property

Property prices that are stratospheric – and climbing onto the first foot on the property ladder a challenge, even when the bank of Mum and Dad is prepared to be generous. The Government’s Help to Buy ISA is designed to make that first step a little easier, by providing a tax-efficient way to build up […]

buying or renting

Buying is Cheaper than Renting

Posted on Posted in Mortgages, Property

Getting your foot on the first rung of the property ladder is getting harder. Spiralling prices, and the difficulty of saving for a deposit are putting some people off the idea of buying altogether. But make no mistake about the economic reality. Buying is cheaper than renting and getting on the property ladder is the […]

Should I Fix My Mortgage Now?

Posted on Posted in Mortgages

Deflation is not all it is cracked up to be. Recently, as we cheered at the fall in fuel prices to historic lows, the fact that several industries were dependent on buoyant oil prices barely occurred to many of us. However, the current plight of the oil city Aberdeen shows that there are significant problems attached to […]